Client specific solutions to
The smartest way to free up cash flow in your business right now.
Now’s the best time ever to refinance – I can get you a business loan at the best rates and terms possible.
After spending decades in the banking industry, I help business clients obtain loans at the best rate and terms in the market, saving them on average 0.5%-2% on the interest rate and up to 1% on the bank origination fee. This results in hundreds, if not thousands of dollars in savings per month/year.
I leverage my relationships with Senior and Executive bank leaders at a host of banks. I help you obtain multiple terms sheets and then work with you and the bank through the approval process, commitment letter, and loan closing.
I review all the loan documents to make sure you are not agreeing to any egregious prepayment penalties or one-sided loan default language. Lastly, I make an otherwise bumpy loan process, smooth.
I not only help you get the loan, but more importantly, I help advise you on deploying the capital into your business to maximize earnings.
Loan Consulting Services
Every organization has unique funding needs and cash-flow challenges. I have years of experience working with thousands of companies across a range of industries, all with varying financial needs. I will work with you 1-on-1 to understand your specific requirements and facilitate funding best-suited for your business.
I help you get a loan at the best rate and terms in the market. I will be there to guide you through the application process, make sure you get funded, and offer proven financial strategies to then deploy the capital into your business.
As a finance expert, I help you unlock hidden cash flow and working capital. Further, I will advise you on the best outlay of funds for your unique needs and business goals.
All clients gain access to our online community and weekly roundtable calls. We help you build relationships with other business owners, creating opportunities for support and new business opportunities.
"He worked hard to understand our needs and advocate on our behalf to get the best deal."
“Patrick Shurney was instrumental in helping Charter Radiology open our Columbia, Maryland office. He worked hard to understand our needs and advocate on our behalf to get the best deal.”
Owner, Charter Radiology
“His was a genuine act of kindness in a time when the world needs it most”
“Patrick Shurney not only educated me but my fellow business partners around the country concerning the CARES stimulus package as well as the banking industry’s anticipated approach. His was a genuine act of kindness in a time when the world needs it most. I would highly recommend Patrick and his services to anyone who was in need. Trust is a crucial element in any relationship.”
CEO – ICAT Logistics, Inc.
“We have been so incredibly fortunate to have teamed up with Patrick”
“Patrick is driven by his desire to help small businesses succeed. We have been so incredibly fortunate to have teamed up with Patrick. On behalf of WeberMessick Tax & Accounting and so many of our clients, we want to thank Patrick Shurney at 3P Consulting for the countless hours of time he has provided and tremendous resource he has been.”
WeberMessick Tax & Accounting
“Patrick’s assistance and advice was invaluable in helping us design a process that was practical, user-friendly, and efficient.”
“Patrick’s assistance and advice was invaluable in helping us design a process that was practical, user-friendly, and efficient. His experience working directly with businesses as well as his years in in the finance industry gave us insight into building a program that helped us deploy financial assistance in record time.”
CEO – Howard County Economic Development Authority
“He is connected, knows the community, and is a strategic thinker.”
“Patrick was a great asset to the Howard County Chamber of Commerce Board of Directors. He is connected, knows the community, and is a strategic thinker.”
President & CEO – Howard County Chamber of Commerce
“We could always count on Patrick to bring innovative thinking to our deliberations”
“We could always count on Patrick to bring innovative thinking to our deliberations. Patrick is a consummate professional who has contributed much to our business community.”
Attorney – Davis Agnor, Rapaport & Skalny, LLC
“When the City of Annapolis established the SBRTF one of our first actions was to engage 3P Consulting”
“When the City of Annapolis established the SBRTF one of our first actions was to engage 3P Consulting to conduct a series of seminars on the PPP, SBA and other government sponsored support programs. His sessions were well attended and received great feedback for content and follow up. We would certainly use 3P Consulting again in the future.”
Co-Chair – Annapolis Small Business Recovery Task Force
Banking Case Study:
|Challenge:||Client was being charged very high monthly service fees despite maintaining large deposit balances with their bank.|
|Solution:||After a review of the company’s financial statements, sales reports, banking relationships and statements, we immediately identified the inordinate fees relative to average deposit balances. We engaged the bank’s cash management team to address our concerns.|
|Result:||We successfully negotiated over $10K in annual savings on bank service charges in under a month. We are working on other cost saving measures in addition to this low-hanging fruit.|