Client specific solutions to

Help Businesses Obtain the Funds They Need

Loan Consulting


Profit Finder Program


Financial Mastery Program

Training &


The smartest way to free up cash flow in your business right now.

Now’s the best time ever to refinance – I can get you a business loan at the best rates and terms possible.

Loan Consultant, Patrick Shurney in the mountains

After spending decades in the banking industry, I help business clients obtain loans at the best rate and terms in the market, saving them on average 0.5%-2% on the interest rate and up to 1% on the bank origination fee. This results in hundreds, if not thousands of dollars in savings per month/year.

I leverage my relationships with Senior and Executive bank leaders at a host of banks. I help you obtain multiple terms sheets and then work with you and the bank through the approval process, commitment letter, and loan closing.

I review all the loan documents to make sure you are not agreeing to any egregious prepayment penalties or one-sided loan default language. Lastly, I make an otherwise bumpy loan process, smooth.

I not only help you get the loan, but more importantly, I help advise you on deploying the capital into your business to maximize earnings.

Loan Consulting Services

Every organization has unique funding needs and cash-flow challenges. I have years of experience working with thousands of companies across a range of industries, all with varying financial needs. I will work with you 1-on-1 to understand your specific requirements and facilitate funding best-suited for your business.

Business Loans

I help you get a loan at the best rate and terms in the market. I will be there to guide you through the application process, make sure you get funded, and offer proven financial strategies to then deploy the capital into your business.

Business Direction

As a finance expert, I help you unlock hidden cash flow and working capital. Further, I will advise you on the best outlay of funds for your unique needs and business goals. 

Online Community 

All clients gain access to our online community and weekly roundtable calls. We help you build relationships with other business owners, creating opportunities for support and new business opportunities.

"He worked hard to understand our needs and advocate on our behalf to get the best deal."

Dr. Daisy Uppal, MD
Owner, Charter Radiology

“His was a genuine act of kindness in a time when the world needs it most”

Rick Campell
CEO – ICAT Logistics, Inc.

“We have been so incredibly fortunate to have teamed up with Patrick”

Ryan Letke, CPA
WeberMessick Tax & Accounting

“Patrick’s assistance and advice was invaluable in helping us design a process that was practical, user-friendly, and efficient.”

Larry Twele
CEO – Howard County Economic Development Authority

“He is connected, knows the community, and is a strategic thinker.”

Leonardo McClarty
President & CEO – Howard County Chamber of Commerce

“We could always count on Patrick to bring innovative thinking to our deliberations”

Jeff Agnor
Attorney – Davis Agnor, Rapaport & Skalny, LLC

“When the City of Annapolis established the SBRTF one of our first actions was to engage 3P Consulting”

Dick Franyo
Co-Chair – Annapolis Small Business Recovery Task Force

Banking Case Study:

Fee Reductions

Challenge: Client was being charged very high monthly service fees despite maintaining large deposit balances with their bank.
Solution: After a review of the company’s financial statements, sales reports, banking relationships and statements, we immediately identified the inordinate fees relative to average deposit balances. We engaged the bank’s cash management team to address our concerns.
Result: We successfully negotiated over $10K in annual savings on bank service charges in under a month. We are working on other cost saving measures in addition to this low-hanging fruit.
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